These Terms of Use govern your access to and use of the Tanefu Hawuta website located at tanefu-hawuta.info. By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree, please discontinue use of this website. These terms constitute a legally binding agreement between you and Tanefu Hawuta.
A. Nature of the Platform
Tanefu Hawuta is a financial literacy education platform. The content available on this website is intended for general informational and educational purposes only. Nothing on this website constitutes financial advice, investment advice, tax advice, legal advice, or any other form of regulated professional service.
Users are solely responsible for any financial decisions they make. Tanefu Hawuta does not recommend, endorse, or advise any particular financial product, service, institution, or course of action. For personalized financial guidance, consult a licensed financial professional.
B. Eligibility and Access
This website is intended for users who are at least 13 years of age and located in the United States. By using this site, you represent that you meet these criteria. Users under 18 are permitted to access educational content but may not submit personal information through contact forms without parental or guardian consent. We reserve the right to restrict access to any user who violates these terms.
Access to the website is provided on an "as available" basis. We do not guarantee continuous, uninterrupted access. Scheduled maintenance, technical issues, or circumstances beyond our control may affect availability. We are not liable for any loss resulting from unavailability of the website.
C. Intellectual Property
All content on this website, including but not limited to text, course materials, blog articles, graphics, logos, and the website's overall design, is the intellectual property of Tanefu Hawuta or its content contributors and is protected under applicable United States copyright law (17 U.S.C. Section 101 et seq.) and other intellectual property laws.
You may access and view content on this website for personal, non-commercial, educational purposes. You may not reproduce, distribute, republish, sell, transmit, or create derivative works from any content without our express written permission. Linking to our website for non-commercial purposes is permitted provided it does not imply endorsement or affiliation.
D. User Conduct
You agree to use this website only for lawful purposes and in a manner consistent with these terms. Prohibited conduct includes attempting to gain unauthorized access to any part of the website or its systems, using automated tools to scrape or harvest content, introducing malicious code or interfering with website functionality, impersonating any person or entity, and submitting false or misleading information through contact forms.
We reserve the right to investigate and take appropriate action against any user we believe is in violation of these terms, including restricting or terminating access. We cooperate with law enforcement when required by applicable law.
E. Disclaimers and Limitation of Liability
This website and its content are provided "as is" and "as available" without warranties of any kind, express or implied. Tanefu Hawuta does not warrant the accuracy, completeness, timeliness, or fitness for a particular purpose of any content on this site. Financial concepts and information are subject to change, and content may not reflect the most current developments in law, regulation, or market conditions.
To the fullest extent permitted by applicable law, Tanefu Hawuta shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this website or its content. This limitation applies regardless of the legal theory under which such damages are claimed. Some jurisdictions do not allow limitations on implied warranties or damages, so these limitations may not apply to you in their entirety.
F. Third-Party Content and Links
This website may reference or link to third-party content, websites, or resources for informational purposes. Such references do not constitute an endorsement of those third parties, their content, or their services. We have no control over third-party content and accept no responsibility for it. Your interactions with third-party websites are governed by their own terms and privacy policies.
G. Governing Law and Dispute Resolution
These Terms of Use are governed by and construed in accordance with the laws of the State of Ohio, United States, without regard to conflict of law principles. Any dispute arising from or related to these terms or your use of this website shall be subject to the exclusive jurisdiction of the state and federal courts located in Hamilton County, Ohio. You consent to personal jurisdiction in those courts for this purpose.
Before initiating any legal action, you agree to first contact us in writing at [email protected] and allow a reasonable period for us to attempt to resolve the dispute informally.
H. Modifications to These Terms
We may revise these Terms of Use at any time by updating this page. Changes are effective when posted. Your continued use of the website following the posting of revised terms constitutes acceptance of those changes. We encourage you to review these terms periodically. The "Last Updated" date at the top of this page indicates when the most recent revision was made.
I. Contact Information
For questions regarding these Terms of Use, please contact us at:
Tanefu Hawuta830 Main St #401
Cincinnati, OH 45202
Email: [email protected]
Phone: +1 513-888-8888